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#Paypal business for free#
To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. The Forbes Advisor editorial team is independent and objective. If you currently have a PayPal Working Capital loan, you must finish paying it off before you can apply for another loan. To qualify for PayPal Working Capital, you must have at least $15,000 in annual PayPal sales with a regular PayPal Business account or $20,000 in annual PayPal sales with a PayPal Premier account. This may make it easier to qualify for a PayPal Working Capital loan compared to other business loans. While many lenders require that your business has at least six months of history to qualify for a business loan, PayPal only requires that you’ve had a PayPal Business or Premier account open for at least 90 days. There is no personal credit score minimum necessary to qualify. While most business loans will check your personal credit score, PayPal Working Capital does not run a credit check. Meeting the requirements below won’t guarantee approval, but they can help you decide if a business loan is the right fit for you. All lenders have their own unique underwriting requirements, but these typically include information from an applicant’s credit profile and other factors that demonstrate the ability to repay the loan, such as business revenue. Business loan applications are approved or declined based on a number of factors.
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